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08Jan

Staying safe on the farm: Essential quad biking safety tips

WORDS & IMAGES PROVIDED BY FMG INSURANCE

The versatility of quad bikes makes them a popular choice on farm. However, the fact that they are so versatile can mean they are pushed beyond their limits.

Unfortunately, we see that resulting in claims for our clients. On average, FMG receives a claim for a quad rollover or accident every day. Over the past 5 years, FMG has received 2,000 claims for quad rollovers and accidents, worth over $8.1 million.

So, while they are a great tool for getting the job done, we are asking our farmers and growers to make sure their safety remains paramount. Here are some essential safety tips to help ensure you and your quad bike stay safe on the farm.

NEWER QUADS MORE LIKELY TO ROLL

Quads that are two years old or newer at the time of the incident account for half of all rollover claims, despite accounting for only a quarter of the quads insured. Subtle handling differences can exist between manufacturers and even between different models of the same vehicle. If you’re buying a new quad, be sure to get the retailer to explain the handling differences between your old and new machine.

ROLLOVERS MORE COMMON IN EARLY SUMMER

We see an increase in claims in early summer (November to January). This coincides with an increase in mustering and spraying jobs in sheep and beef farming regions.

BETTER TO LET THE SHEEP GET AWAY THAN THE QUAD

More than one in five quad accidents occur while mustering, when the rider is distracted or not actively looking at where they’re going. It’s always best to stop the quad before issuing dog commands, as you’ll naturally be looking at the dog, not where you’re going. Always assess the terrain and be prepared to let livestock escape if the ground ahead looks risky. Protecting yourself is more important than chasing after a few wayward sheep.

PARK BRAKE AT THE GATE

Almost 20% of accidents have happened when the rider has hopped off and the quad has moved (in neutral with no park brake) or driven away by itself and rolled (accelerator has been hit either by getting off or by a dog). The most common scenario is getting off to open and shut gates. To mitigate the risk, always engage the park brake when getting off the bike. This simple step can prevent a runaway machine and potential accidents that could result in injury or damage.

PRE-RIDE CHECKS ARE CRUCIAL

Before every ride, conduct a thorough pre-ride inspection. Ensuring your bike is in optimal condition can significantly reduce the risk of accidents. Pay attention to uneven tyre pressure, as even a minor imbalance can affect stability, making rollovers more likely

While quad bikes are essential tools for jobs on the farm, safety must always come first. Remember, a moment’s attention can prevent accidents, ensuring your farm activities remain safe and productive.

For more information and to enter to win a crush protection device for your quad, head over to fmg.co.nz Quad Bike Safety

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